Health Insurance Spain
When considering health insurance in Spain, it’s important to find a policy that offers comprehensive coverage tailored to your needs.
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Adeslas offers the best health insurance options that comply with all the requirements for expatriates and residents in Spain. Our plans are designed to provide comprehensive coverage with no copayments, no waiting periods, and repatriation services included.
Private Medical Insurance in Spain
Private medical insurance in Spain is a popular choice among expats and residents who seek enhanced healthcare services. Here are some reasons why private medical insurance with Adeslas is advantageous:
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Shorter Waiting Times: One of the primary benefits of private medical insurance is the significantly shorter waiting times for consultations, diagnostic tests, and surgical procedures. This ensures prompt medical attention, which can be critical for certain health conditions.
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Personalized Care: Private healthcare providers often offer more personalized care, with a greater focus on patient satisfaction. This includes comfortable hospital facilities, individualized treatment plans, and a higher level of attention from medical staff.
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Specialist Access: Private medical insurance allows direct access to specialists without the need for a referral from a general practitioner. This streamlined process ensures that you receive specialized care more quickly and efficiently.
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International Coverage: Many private health insurance policies offer international coverage, making them ideal for expatriates and frequent travelers. This feature ensures that you have access to medical care not only in Spain but also in other countries.
Adeslas, the leading health insurance provider in Spain, offers a comprehensive range of medical coverage options tailored to specific needs. Whether you’re looking for a no-copay health insurance plan or specialized coverage for seniors, Adeslas provides a variety of plans designed to meet different life stages and requirements. Their extensive portfolio ensures that everyone can find the right health insurance solution to suit their lifestyle and health priorities.
Health Insurance Spain for Expats
Health insurance for expats in Spain provides comprehensive coverage, offering access to high-quality medical care without the long waiting times often associated with public healthcare
Health Insurance for Seniors
Health insurance for seniors is designed to provide comprehensive coverage tailored to the specific needs of older adults. Adeslas offers a specialized plan.
Health Insurance With no Deductible
One of the most advantageous options available is an insurance plan with no deductible or copayments. This type of plan, such as those offered by Adeslas.
Choosing the Best Health Insurance in Spain
Selecting the right health insurance plan involves considering various factors to ensure it meets your specific requirements:
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Coverage Options: Evaluate the different coverage options available, such as basic, intermediate, and comprehensive plans. Basic plans typically cover essential medical services, while comprehensive plans offer extensive coverage, including specialized treatments and advanced medical procedures.
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Provider Network: Consider the network of healthcare providers associated with the insurance policy. Adeslas has a wide network of reputable hospitals, clinics, and specialists, ensuring that you have access to high-quality medical care wherever you are in Spain.
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Customizable Plans: Look for health insurance plans that allow customization based on your needs. Adeslas offers flexible plans, ensuring that you only pay for the coverage you require, optimizing your investment in health insurance.
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Additional Benefits: Some health insurance plans offer additional benefits such as dental coverage, vision care, and wellness programs. Assess these extra features to determine if they align with your health needs and preferences.
Health Insurance Adeslas with no copayments
Adeslas Plena Plus
Private Medical Health Care hospitalization included
starting from 62€/month
Health Insurance Adeslas Plena Plus Coverages
The most important coverages covered by Adeslas Plena Plus are:
- General medicine and paediatrics, area childcare, and infirmary service.
- Emergencies: in the centres with an agreement with the insurer and as a home visit if the patient so requires.
- Medical and surgical specialties: gynaecology, ophthalmology, dermatology, traumatology, cardiology, oncology, etc.
- Diagnosis resources including high technology.
- Hospitalisation: childbirth, surgical, medical, in the ICU and psychiatry. For unlimited days and with bed for the companion.
- Psychology: treatment behavioural problems, eating disorders and other situations.
- Special treatments such as hemodialysis (unlimited sessions in acute and chronic processes) or chemotherapy (day hospitals), etc.
- Ambulance services: for emergency cases within the province of residence of the insured party.
- Health assistance abroad: up to a limit of €12,000/year.
Featured and distinguishing coverages
- Psychotherapy service (20 sessions/year), including eating disorders (40 sessions/year).
- 12 Podiatry sessions in the medical panel.
- 50% refund coverage up to €500 for medical expenses in Rehabilitation and Physiotherapy.
- 50% refund coverage up to €200 for medical expenses in Podiatry.
- Corneal and bone marrow transplants.
- Cost of internal cardiovascular and traumatology prostheses.
- Full coverage of congenital diseases of the newborn when they are registered in the policy within 30 calendar days from birth, and as long as the mother is insured in the policy at least 10 months prior to the birth.
- Childbirth preparation.
- Medication in chemotherapy and intraocular lenses in cataract surgery.
- Plastic surgery for breast reconstruction and breast prostheses for cases of breast reconstruction after a radical mastectomy.
Additional services included
- Telephone medical advice: user support 24 hours a day.
- Psychology: with special prices in case you want to extend the sessions covered in the policy.
Authorizations
Some guarantees require authorization. Therefore, if one of our professionals prescribes you a service, such as medical tests, you will have to present this prescription so that we can manage its conformity and authorization.
The coverages and tests subject to medical authorization.
- Hospital admissions
- Medical tests.
- Rehabilitation.
- Clinical psychology.
Exclusion Periods
All the guarantees included can be accessed immediately except for those with a specific exclusion period that can vary between 3 and 10 months. Exclusion
The exclusion period is the period of time during which some coverages included inside the guarantees of the policy are not available.
Grace periods will never apply in life-threatening emergencies.
The following coverages are subject to an exclusion period:
3 months for:
- Special treatments: electoradiotherapy, laser therapy in treatments with photocoagulation in ophthalmology and in musculoskeletal rehabilitation.
- High-tech diagnosis resources: immunohistochemistry, ergometry, Holter, electrophysiology , and therapy studies, nuclear medicine, amniocentesis and karyotypes, polysomnography, PET, CAT, PET/CAT. And genetic tests.
- Outpatient surgeries.
6 months for:
- Tubal ligation and vasectomy.
- Interventionist diagnosis techniques: vascular and visceral interventional radiology and vascular hemodynamic.
10 months for:
- Other special treatments: dialysis and artificial kidney, laser therapy: surgical laser in peripheral vascular surgery, coloproctology, gynecological, otorhinolaryngological and dermatological surgical procedures. Renal lithotripsy, Chemotherapy, radiation oncology.
- For the insurer to bear the cost of the covered prosthesis and its implant.
- Hospitalization and procedures as an admitted patient or at a day hospital.
| +34 623 383 348| garciaa61@oac.segurcaixaadeslas.es
Health Insurance for Seniors
Adeslas Senior
Private Medical Health Care hospitalization included
starting from 65€/month
Health Insurance Adeslas Senior
Health Insurance Aadeslas Senior a new formula, specially designed to provide
the solutions seniors require.
Adeslas cares about your peace of mind.
We have the medical insurance with the most comprehensive care at your service:
- Personalized Management
- Personal Health Advisor
- Maximum Cover including Hospitalisation
- Health Care with no copayment and a limited maximum copayment amount
Health Insurance Adeslas Senior Coverage
A Personal Health Advisor who will play a dual role, for both healthcare advice and
customer management support:
- A doctor (name and surname) is assigned
to each customer - First visit and customized action plan
Advice and referral to other specialists - Advice and referral to other specialists
Accessibility
- Seniors aged between 55 and 84 may
take out this insurance. On the market,
the age limit is 75. - Health questionnaire specially adapted to
this age range to minimize rejected
applications.
Adeslas Senior Extensive cover
It includes the fullest coverage on the
market, similar to the Adeslas Full range:
- Casualty
- Specialties
- General practice
- Diagnostic tests
- Hospitalization
- Implants and prostheses
- Special treatment
- Transplants
- Prevention schemes
- Chronic disease management
Copayment and Annual Upper Limit System
- Innovative system of copayments and
annual upper limits. The customers
always know the maximum amount they
will have to pay. - Healthcare free of charge for the most
requested specialties via the Personal
Health Advisor: general practice, geriatrics, internal medicine, nursing, traumatology, urology, and clinical analyses. - Annual Upper Limits:
Maximum 250 € per year for outpatient care, specialties, and diagnostic testing.
Maximum 700 € per year for hospitalization.
| +34 623 383 348| garciaa61@oac.segurcaixaadeslas.es
Healthcare Insurance for Spanish Residency or Visa
Adeslas has the right product for you. Our Insurance health plans comply with the Spanish government’s official requirements.
Adeslas PLENA PLUS
NO COPAYMENTS | SUITABLE FOR RESIDENCY
Adeslas Completa + Repatriation
NO COPAYMENTS | SUITABLE FOR RESIDENCY & VISA